- A guest is in your home and
goes to the garage, where she is struck by a falling ladder. She suffers a
broken arm.
- You throw a pool party for the
neighborhood children, and one of the children accidentally drowns.
- Your dog somehow escapes your
backyard and bites a toddler, causing major facial damages.
- You own a large home and 8
acres of land. A guest is riding your four-wheeler and gets thrown from
the vehicle, landing on her head, causing permanent injuries.
- An elderly friend slips and
falls while walking down your stairs, causing a concussion and a broken
neck.
- Your troubled teenage son
intentionally shoots his ex-girlfriend.
- You host a big party, and one
of your guests becomes intoxicated and leaves without notifying anyone.
This intoxicated guest negligently strikes and kills a pedestrian.
- You own a large tree, which
died 2 years ago. You failed to remove the tree, leaving it susceptible to
high winds. During a major storm, the tree falls and damages your neighbor's
roof.
Tuesday, October 15, 2019
Personal Umbrella Coverage
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