Tips to Winterizing your Home

“The Farmer’s Almanac predicts one of the worst winters ever. Learn tips for protecting the home against damages associated with the season”

The holidays are upon us and many are forecasting cold winter months to come with the New Year. Our representatives are ready and available for policy holders and Adjusters to provide efficient and cost effective temporary housing solutions in case of catastrophes this winter season.

In order for homeowners to prepare for the winter months, P&C put together six practical suggestions for homeowners to “winterize” their homes and avoid having to file unnecessary claims.

1) Avoid Ice Dams
Ice Dams can prevent water from draining off the roof and increase the chance of water leaking into your home. “Ensure the attic is properly ventilated and nicely insulated to minimize the amount of heat rising through the attic,” says Paul Hurd, assistant vice president, National Property Product at Grange Insurance.

2) Prevent Bursting Pipes
When the water freezes in pipes the chances of the pipe busting becomes extremely high. In order to prevent this you must insulate exposed areas with sleeves and seal cracks and holes.

3) Keep driveways and sidewalks clear of Ice and Snow
Homeowners are liable for anyone who is injured due to slipping and falling on their property. Stay safe during the Holidays and avoid injury by keeping ice and snow clear from driveways and sidewalks!

4) Properly shut down your vacant home
If you are planning on escaping to some warmer climates or going on a vacation during the winter months, make sure to properly shut down your home. Turning off the heat, shutting off the water, cleaning out the gutters and arranging for snow removal services are just some of the ways that homeowners should prepare their homes before departing for an extended period of time.

5) Inspecting Heating Systems
Homeowners should take the time to inspect chimneys, heating systems or other supplemental heating devices before winter arrives. Fireplaces, small space heaters and wood stoves require proper maintenance to ensure safe operation.

Winter weather can be unpredictable, talk to your Insurance agent or adjuster about options to improve your coverage. For any questions, comments, or assistance regarding insurance protection our staff is available around the clock ready to help.

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