Too busy to think about small business insurance? Think again.‏

Without the right insurance coverage — even if your business is small — you are exposed to risks that could make it financially challenging should something unexpected occur.

Here are 5 things about small business insurance that may surprise you:

 

1.       It can cover more than you’d expect: accidental damage to the environment, product recalls, food damage from power outages, and more.

2.        Independent insurance agents are the key to getting the most for your money. They’ll customize your policy to fit your needs at a competitive price.

3.       Proof of insurance is often required for new leases, contracts, and vendor agreements.

4.       The type and cost of your policy depends on your location; number of employees; industry; experience in your profession, field, or business; and other factors.

5.       Certain types of insurance coverage, such as business liability and workers' compensation insurance, are required by law in some states.

Insurance Policy Centres is dedicated to helping you succeed by offering small business insurance.