Because Things Happen...

We walk through life saying, "that won't happen to me" or "what are the odds I get injured or sick". The truth is the odds are pretty high - against us.Take this actual case for example: Steve is a 45 year old , self-employed contractor making $75,000 annually and the sole breadwinner for his family, while his wife Emily cares for their three small children at home. Steve became ill and was no longer able to work. Steve had added a short term disability income policy a few years ago and that provided benefits for the first 3 months of illness, but that ran out. How were Steve and Emily going to pay their bills and feed their kids? Steve is a fairly typical case, the average person has 30% chance of becoming disabled for 3 months or longer during their working career; with a 38% chance that the disability would last 5 years or longer. In addition, we know that 76% of Americans are living paycheck to paycheck. It’s a perfect, toxic brew that creates family financial disasters across the USA. Fortunately, Steve had a smart financial advisor who had previously recommended that he take a long term Disability Income Policy. Steve and Emily have used the money from the disability policy to pay the mortgage, utilities, car payments, credit card bill, and keep food in the refrigerator. The kids are safe because Dad and Mom planned ahead. Steve's case is reality. People we know and love get sick, and they get injured. When this happens are we prepared? In this case, I had the answer for Steve and Emily. And we could have the answer for all the good people out there in similar situations. Affordable, Disability insurance replaced Steve’s income fully until he can get back to work. It can do it for you and your clients too and it’s a lot cheaper than you think. Look at these prices!

Healthy Contractor making $75,000

Male 45 – Pays $106 per month and gets $3,800 per month of income for 5 years Male 50 – Pays $134 per month and gets $3,800 per month of income for 5 years

Healthy Business Owner making $150,000 annually

Male 45 – Pays $213 per month and gets $6,930 per month of income to age 65 Male 50 – Pays $256 per month and gets $6,930 per month of income to age 65

Healthy Attorney or Doctor making $150,000 annually

Male 45 – Pays $249 per month and gets $7,175 per month of income to age 65 Male 50 – Pays $301 per month and gets $7,175 per month of income to age 65

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Be a hero to you and your family by getting coverage! Help them secure their future. We recommend a product that can really make a difference in their lives. 

Take ACTION Today by calling or emailing Doug!

Call 305-741-DOUG (3684)

         or Email: dougmyrick@gmail.com