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1
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The average worker faces a three in 10 chance of suffering a job loss lasting 90
days or more due to a disability.*
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2
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More than half of all personal bankruptcies and mortgage foreclosures are
a consequence of disability.*
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3
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Just over half of working Americans worry about the effects of a
disability. Among younger workers the percentages are higher: 70% Millennials and 68% Gen X.*
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4
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Most Americans are better prepared financially to die than
to become disabled, although chances are at least three to five times greater of a disability occurring. Approximately
eight million adults have some disability that limits or prevents them from
working.**
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5
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A 35-year-old has a 50 percent chance of becoming disabled for a 90-day period or longer
before age 65.**
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6
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More than 375,000 Americans become totally disabled every year, and
approximately 110 million Americans don't have long-term disability
coverage.**
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7
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Most income earners,
regardless of income level, have spending commitments that consume 65 percent to 75 percent of normal cash flow.**
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